CBT, or Cognitive Behavioural Therapy, is a psychology-based approach that helps you identify and challenge negative thoughts, patterns, and behaviours for better mental health. At Good With, we use CBT-based approaches to our features to assist in recognising and tackling unhelpful thoughts and behaviours related to money, empowering you to create healthier financial habits and overall wellbeing. Good vibes all round, basically.

We operate strictly in read-only mode, which is a fancy way to say we can’t move your money around, or see any sensitive information. We're also regulated by the ICO, the UK's leading authority overseeing data protection and privacy, so we can guarantee that your data is safe and secure.

Nope! We don’t share or sell your data with anyone. It’s your score, your data, and you ultimately own it. We take data privacy and transparency pretty seriously. Our use of data is actually award winning too, but we don’t like to brag.

By tracking your mood and your spending together, you can unlock deeper insights into how your brain works and reacts to your personal finances. That’s what makes using Good With different to your regular ol’ banking app. We’ll crunch the numbers so you don’t have to, generating your Readiness Score™ so you can see a current snapshot of your financial health and wellbeing along with tailored suggestions on how to improve your readiness. We don’t sell or share your data, and we'll never get access to your bank login details. Your transaction history is carefully processed beforehand so all sensitive info are automatically removed from the final data we securely store.

Honestly? Same bestie. That's exactly why we're building the Good With app. Because budgeting is not the one-stop solution to money stress like people say it is. it’s so easy to be a little too optimistic about what a reasonable budget is, that it so often leaves us feeling bad about not sticking to it. Because life happens, and adulting is actually really tough. Simply being aware and noticing your spending habits works better for your head space and ultimately your money.

If you feel confident in your spending habits, that's great! But did you know that our mood can heavily influence how we spend (or not spend) our money? By tracking your mood and your spending together, you can unlock deeper insights into how your brain works and reacts to your personal finances. Using Good With, you can strike that perfect balance in your financial wellbeing and make your money go further towards the life you want to live.

We get it. Money is boooring, and adulting is tough. We try to keep things light and airy so you're never overloaded. No jargon, no nonsense, no gatekeeping. And everything in the app fits seamlessly into your every day, so you can find pockets of financial wellbeing in your own time, whenever that works for you.