No. Using Good With does not affect your benefits, and connecting your bank will not leave a mark on your credit score.

Yes! We partner with brands, banks, and lenders in the UK to get the app exclusively into your hands for free - now and always.

Financial wellbeing is the feeling of being in control of your finances. It’s knowing you can cover the cost of a broken washing machine, and the absence of guilt for treating yourself to the odd meal out or holiday. Essentially, it’s feeling cool, calm, and balanced with your money.

CBT, or Cognitive Behavioural Therapy, is a psychology-based approach that helps you identify and challenge negative thoughts, patterns, and behaviours for better mental health. At Good With, we use CBT-based approaches to design features that help you recognise and tackle unhelpful thoughts and behaviours around money. This empowers you to create healthier financial habits and overall wellbeing. Good vibes all round, basically.

We get it. Money is boring, and navigating life is tough. We try to keep things light and airy so you're never overloaded. No jargon, no nonsense, no gatekeeping. And everything in the app fits seamlessly into your every day, so you can find pockets of financial wellbeing in your own time, whenever that works for you.

By combining how you feel about money with how you use it, you can unlock deeper insights into your relationship with money. We’ll crunch the numbers so you don’t have to, generating your Readiness Score™ so you can see a current snapshot of your financial health and wellbeing along with tailored suggestions on how to improve your readiness for credit. We don’t share your data without your consent, and we’ll never get access to your bank login details. We collect and store the minimum amount of data we need to provide a personalised service to you. If we don’t use it, we don’t keep it.

We request specific data so we can offer personalised financial support that’s relevant to you. We will always ask for your consent to share your data with one of our trusted partners, and you have the right to withdraw consent at any time. Under the UK General Data Protection Regulation (GDPR), we’ll always be transparent about your data: how we’re using it, when we’re using it. Find out more about data privacy here.

Your information is protected and securely stored in Google Cloud Platform. Google does not have access rights, and is not allowed to process your data. Your bank transaction history is also processed through a read-only system, so we can’t touch your money. We do not keep hold of your data for any longer than is deemed necessary, but you can retract your data from us at any point. Ultimately, you’re the boss. Read our data privacy policy here for more details. Read our data privacy policy here for more details.

We’re regulated by the ICO, the UK's Information Commissioner’s Office, which means we’re held accountable for how we process your data (with big repercussions for us if we don’t do what we’re supposed to do). So, you can be assured that your data will always be handled to industry standards. We’re also supported by trusted institutions, but most importantly: we’re people too, and we’ve been through the challenges.